"Oh, I play what I'm dealt," John grins. "No fun at all if there's not some risk involved. It just makes it a lot easier knowing what the other bloke's holding, too."

He raised his eyebrows at the changed wallet. "Nice. It's not just Americans though, you know. Hate to say it, but I've run across a few back home who were just as bad." He tucked the wallet away and got up from the bench. "C'mon, lunch is on me."